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PayPal Credit 0% Interest Free Credit

The Representative Example below shows the typical costs of using a PayPal Credit limit, without using promotional offers: Purchase rate 19.9% p.a. (variable). Representative 19.9% APR (variable). Assumed Credit Limit £1,200.

How it works

Paypal Credit Basket

Spend Over £99 and visit PayPal today to apply for your PayPal Credit account. Choose to pay in instalments at 0% Interest for up to 4 months.

Paypal Credit Form

To apply, simply complete the short application form and PayPal will give you an instant decision. When approved, your credit limit will appear in your PayPal account once you have accepted your Credit agreement.

Paypal Credit Card

Select PayPal as your payment method at checkout, log in to your account and choose PayPal Credit. Select your preferred monthly instalments and pay. It’s simple.

Radiators on Finance - Spreading the cost of your heating project

Make your home heating & radiator plans a reality by spreading the cost over 4 months with 0% Finance from PayPal Credit.

Simply spend over £99 to qualify. Visit PayPal.com today to apply for your PayPal credit account in minutes. PayPal will give you an instant decision, and if approved your credit limit will be available in your PayPal account to use for purchases at thousands of online stores.

Find your happy heating with interest free credit from PayPal.

FAQs

What is Paypal Credit?

PayPal Credit is very much like a credit card, just without the plastic or the wallet or purse. It’s a unique credit limit that sits alongside your PayPal account that you can use for your online purchases.

What credit offers are available?

A 0% interest offer you can use again and again: PayPal Credit’s 0% interest offer is better than just an introductory offer. Every time you spend £99 or more, you will automatically get 0% interest for 4 months on that purchase. *

Plus, you can spread the cost of purchases under £99 at the standard variable rate of interest, currently 19.9% p.a.

* The minimum payment due still applies to 0% offer balances. Any remaining balance due after the 4-month promotional period or any transactions under £99 will be charged interest at 19.9% p.a. (variable). In order to maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit.

How do I apply?

Applying for PayPal Credit is easy. Just click on the PayPal Credit button on the BestHeating checkout page.

The application form takes a matter of minutes to complete. PayPal will then run a quick credit check and, if approved, you’ll have a credit limit linked to your PayPal account as soon as you accept your Credit Agreement.

You can then use the credit limit granted to pay for today's purchase and any other future purchases at thousands of online stores where PayPal is accepted, up to your credit limit.

Do I need to reapply if I already have PayPal Credit?

No, silly! If you already have PayPal Credit you do not need to reapply, just select PayPal Credit as your payment option at checkout and get ready for your order to arrive.

Do I need to have a PayPal account?

Yes, however if you don’t have a PayPal account, you can easily create one as part of the PayPal Credit application process.

Signing up for a PayPal account is free and easy; all you need to do is provide your email address, create a password and accept PayPal’s User Agreement. It really is that easy!

What do I do if I am unsuccessful in applying for PayPal Credit?

In the event of you being declined for PayPal Credit, PayPal will send you more information about why your application was unsuccessful. You can still use PayPal to complete your purchase.

What happens if I want to return the item I bought using my PayPal Credit?

Simply return that item to us as you would with any other standard payment order and we’ll refund the money to your PayPal Credit account – simple!

Once the funds have been returned to your account, the credit will once again be available to you as part of your PayPal Credit limit and can then be used on all your future PayPal Credit purchases – including on any new and future instalment offers you may wish to undertake with us here at BestHeating.com.

Got a Question about PayPal Credit at BestHeating?

If you like the idea of spreading the cost of your new radiators, towel rails and accessories with 0% interest-free credit, but you’re just not sure of how to make it work for your order, feel free to contact our expert team with any questions you may have.

You can give us a call on 0344 417 2563 or email us at info@bestheating.com and we’ll be more than happy to help you find your happy heating.

What is the cost of PayPal Credit outside of promotional offers?

The Representative Example below shows the typical costs of using a PayPal Credit limit, without using promotional offers:

  • Purchase rate 19.9% p.a. (variable)
  • Representative 19.9% APR (variable)
  • Assumed Credit Limit £1,200

Before you apply, please make sure you:

  • Are a UK resident aged 18 years or older
  • Are employed and have an income greater than £7,500 per year
  • Have a good credit history
  • Have not recently been declared bankrupt

Finance provided by PayPal Credit. Terms and conditions apply. Credit subject to status. UK residents only. Limitless Digital Group Ltd. trading as Best Heating, is a broker and offers finance from a restricted range of finance providers. PayPal Credit is trading name of PayPal (Europe) S.à r.l. et Cie, S.C.A. Société en Commandite par Actions Registered Office: 22-24 Boulevard Royal L-2449, Luxembourg RCS Luxembourg B 118 349.